I don’t think there is any insurance, so is it worth it to try and collect damages?

Yes. We recommend you let a qualified personal injury lawyer determine the merits of your case, regardless of whether you think there is insurance available to cover your loss. Often, the at-fault party may downplay insurance coverage or insinuate lack of coverage to avoid a lawsuit. Additionally, recovery may be possible from other insurance available on vehicles in the household, or from the homeowner or other sources. You may also be entitled to recover damage from your own insurance policy.